Solar now. Salary deduction later.
If you are a permanent GSIS member, the GSIS Ginhawa Solar Energy Loan can cover a home solar system. We prepare the documents. You apply in the GSIS Touch app.
GSIS Ginhawa Solar Energy Loan
SOLAREX is not a lender and not GSIS. We build the paper package; GSIS decides. Confirm current terms in the GSIS Touch app before applying.
Compare a sample payment with estimated savings
Calculating estimate…
Illustration only: assumes a 5% annual rate, 60 equal monthly payments, and a financed amount capped at ₱500,000. Savings use the shared calculator assumptions; project cost above the cap is excluded. GSIS approves applications and confirms terms. Actual system sizing, savings, loan eligibility, deductions, and cash flow will differ. This is not a loan offer or formal quote.
Ask us to size my systemDo you qualify?
- Active GSIS member with permanent status
- At least 3 years of service
- Current contributions (no gaps)
- No defaulted GSIS loans (housing loans excepted)
- Install within 6 months of loan release to keep the insurance
We handle the paperwork
- Free bill check and system sizing
- Signed quotation with itemized costs
- Permit-ready plans and single-line diagrams
- Installer papers and TESDA certifications
- Net-metering filing with your utility
Common questions
Do I need a co-maker?
Confirm current GSIS co-maker requirements in the GSIS Touch app before applying.
How long does approval take?
Typically a few working days; GSIS decides.
What if I am not permanent?
Point to the bank salary loan and home equity routes on our financing page.